5 advantages of holiday-season house and auto insurance
5 advantages of holiday-season house and auto insurance
1. Safeguards you when driving
We usually discuss the advantages of travel insurance at this time
of year, as well as how to get your home ready while you're gone on vacation.
Many families are choosing to leave gifts at the doors of their loved ones and
say hello from a distance as a result of the travel prohibitions and gathering
bans that have been imposed across the nation because to the Covid-19 outbreak.
As Albertans rush to the stores to do their holiday shopping, there will likely
be more traffic on the roads as a result. This could lead to an increase in
traffic accidents.
Make sure
your motor insurance policy is up to date and ask your Sherwood Park auto
insurance provider about any additional coverage that might be advantageous to
you this vacation. By adhering to the traffic laws, maintaining the posted
speed limit, and being especially careful around ice and snow, you can avoid
filing a claim.
2. The presents under the tree are wrapped.
An terrible
feature of the holiday season is an upsurge in theft and house invasions.
Burglars are eager to steal anything they can, including potentially pricey
presents under the tree. It's crucial to understand that there are particular
guidelines and restrictions regarding the coverage for your possessions under
your house insurance policy.
Always save
your receipts, as a general rule. Having proof of purchase facilitates the
claims process in the event that your home is burglarized. Any concerns you
have should be brought up with your Sherwood Park home insurance company. We
advise setting up a security system, leaving at least one light on while you're
gone, and hiding valuables to protect your property.
3. A Christmas tree and colorful lights provide tranquility.
A beautifully
adorned tree and twinkling lights all contribute to the holiday spirit.
Additionally, they raise the possibility of house fires that spread rapidly.
Fortunately, Sherwood Park home insurance covers house fires brought on by
lights and ornaments.
Keep your
loved ones safe at home this holiday season by following these measures to
prevent filing a home insurance claim:
Never use an
extension cord for outside electricity inside.
Never bring
outdoor lighting inside.
Keep
Christmas trees and other decorations away from heaters, candles, and other
heat sources.
Any lights
with frayed cables or damaged bulbs should be replaced.
Never pass an extension cord through snow or dry grass.
4. Coverage for auto theft
Car theft is
one crime that increases during the Christmas season since thieves don't
observe holidays. Theft protection is provided by comprehensive coverage,
however it is not required in Alberta. Speak with your insurance company about
including this coverage in your contract; it will probably result in a higher
premium, but it will provide you piece of mind both during the holiday season
and all year long.
5. Guards you in case a person is hurt on your property.
Since there
are ice sidewalks and snow-covered yards throughout the winter, slips and falls
are frequent. Imagine if a neighbor, friend, or family member stumbles on some
ice and suffers injuries while on your property. If someone is wounded on your
property due to an accident or any other unintended mishap, your home insurance
will shield you from financial and legal responsibilities.
last
thoughts
We urge you
to take some time to phone your insurance broker and check over your coverage
while you're wrapping presents and getting ready for Christmas dinner. The last
thing you want to deal with over the holidays is an accident only to find out
that your insurance is insufficient. In order to guarantee that you and your
family have a stress-free and enjoyable holiday, it's crucial to be proactive and
take precautionary precautions.
