Visa Classic Credit cards

There is a Visa card for you whether you want standard benefits or exclusive incentives.

With Visa credit cards, you can make purchases, pay bills, and withdraw cash from more than 2 million ATMs across the world with ease and securely. By using a credit card, you are actually borrowing money that you will either pay back in full immediately or over time. Credit cards might provide various payment alternatives in addition to travel perks, cash back, or other advantages.

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Visa Classic Credit cards

Visa Classic cards are accepted at tens of millions of outlets worldwide, so you may use them for nearly anything, including traveling, shopping, and dining. Want money on the go? With Visa, you can withdraw money from 1.9 million ATMs located in more than 200 nations and territories. Not to mention the safety and assurance that each Visa card offers.

Benefits and features, Visa Classic Credit cards

Visa's Global Customer Help Services are available around the clock, seven days a week, for general questions and assistance.

replacement cards for emergency

advance on emergency cash

Visa Gold

Step up to Visa Gold.

With a high spending limit, a revolving line of credit, emergency card replacement, and cash disbursement services when abroad, you may indulge in the better things in life. You may also be eligible for travel help, medical and legal referrals and assistance, as well as toll-free access to Visa's Global Customer Assistance Services, available around-the-clock, 365 days a year, if you have a Visa Gold card.

Tens of millions of locations around the world, including 1.9 million ATMs in the Visa Global ATM Network, accept Visa Gold.

Visa cards

Benefits and features, Visa Classic Credit cards

Special acknowledgment and promotions in shops, restaurants, hotels, and entertainment venues around the world

Visa and Mastercard are likely the first networks that come to mind when you consider well-known credit card networks. But do other significant businesses rule the credit card industry? Who are the most well-known providers of credit cards? Are Americans favoring retail cards that can only be used at specific stores or general-purpose cards that can be used at a variety of retailers?

The Federal Reserve estimates that you have an 83% likelihood of having at least one credit card, and Experian estimates that the average American has 3.84 cards. This implies that you have a wide range of choices about the kinds of cards you open, the number of cards you have, and the amount you want to charge to each card. Learn more about the most common card types as you continue reading.

Quick Credit Card Market Share Facts

By the end of 2020, there were 214 million open private label accounts and 485 million open general-purpose card accounts (based on cards issued by the four major networks: Visa, Mastercard, American Express, and Discover).

Nearly 50% of all credit cards in use in the United States in 2020 were Visa cards4.

By 2020, Visa and Mastercard will jointly control more than 75% of the market in terms of purchase volume.4 All networks experienced a decline in purchase volume in 2020 compared to 2019, while American Express experienced the worst decline at -16.3%. Visa experienced the second-largest decline, with a reduction of -8.37%.

82% of all credit card balances were held by the top 10 American card issuers in 2020.

When comparing outstanding balances and purchase volume for credit card issuers in 2020, Chase had the largest market share among all of them.

Major Credit Card Networks in the U.S.

The conditions, authorization, and processing of credit card transactions are all handled by a credit card network. Visa, Mastercard, American Express, and Discover are the four main companies that dominate the American credit card market. These differ primarily in terms of market share, as well as benefits and acceptance on a worldwide scale.

Read More All Credit cards

Visa Platinum cards

Visa Platinum cards are accepted at tens of millions of outlets worldwide, so you may use them for nearly anything, including traveling, shopping, and dining. Want money on the go? With Visa, you can withdraw money from 1.9 million ATMs located in more than 200 nations and territories. Not to mention the safety and assurance that each Visa card offers.



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