Best Cash Back Card of 2022: Capital One Quicksilver Cash Rewards Credit Card

Getting the most out of your credit card can almost feel like more work than it's worth because of the monthly shifting categories, complex point systems, and reams of tiny language that come with credit card rewards. highest cash back credit card with no annual fee

Fortunately, there is a card available that offers not only one of the most straightforward rewards programs on the market, but also one of the most reliable cash back offers: the Capital One Quicksilver Cash Rewards Credit Card. Best Cash Back Card of 2022

Amazing Rewards – Simplified

Because of its simple yet significant cash benefits, the Capital One Quicksilver Cash Rewards Credit Card stands out above other cards. Every day, cardholders receive 1.5% Cash Back on all purchases, and they get 5% Cash Back when they book hotels and rental vehicles with Capital One Travel (terms apply). You will always receive cash back on the purchases you make every day, regardless of where you shop. Even though it could seem straightforward, there are a number of additional advantages that make it one of the most adaptable rewards schemes available for cash back cards: best credit cards 2022

No sign-ups or rotating categories. With no additional steps needed, the Capital One Quicksilver Cash Rewards Credit Card gives 1.5% Cash Back on every transaction every day.

For the duration of the account, cash back will be valid. You can earn and use your cash back as long as you have a card; there is no expiration date to be concerned about.

There is no upper earning limit. No matter where you shop, you'll receive incentives, so cash back will quickly mount up. best cashback

Zero requirements for redemption. With the Capital One Quicksilver Cash Rewards Credit Card, you can redeem your cash back at any time, unlike with some other cards that require you to wait until you've achieved a specific cash back level.

How Long Do Credit Card BALances Transfer

Additionally, this card's fantastic sign-up bonus offers even more cash back: if you're a new cardholder, you'll receive a one-time $200 cash bonus after spending $500 on purchases within three months of creating your account. Additionally, there won't be any additional expenses eating into your bonus cash because this card has no annual charge. best rewards credit card, Best Cash Back Card of 2022

0% Intro APR on Purchases for Over a Year

Not only is the Capital One Quicksilver Cash Rewards Credit Card a fantastic rewards card, but it's also a great option if you want the freedom to pay off purchases gradually without accruing interest charges each month. The APR for purchases made with the card is 0% for the first 15 months, and subsequently it ranges from 17.99% to 27.99% (variable). best flat-rate cash back credit cards

This offers you more than a year to pay for any impending huge expenses or expensive purchases without accruing a ton of extra fees. After all, there is no need to pay interest.

A Bundle of Other Benefits

While the Capital One Quicksilver Cash Incentives Credit Card's impressive cash back rewards undoubtedly steal the show, there are a number of other perks that make it one of our top picks for the market: 2.5% cash back credit card

There is no international transaction fee. There won't be any additional charges for using this card abroad if you're traveling. Additionally, you will have access to insurance for travel expenses made with the card up to $250,000.

Premier access is free. You have access to a small number of VIP seats for dining, sporting events, and other activities if you have a card. best cash back credit cards for every category

free credit reports are available. You will have free access to Capital One's CreditWise credit monitoring program, which also protects your SSN and gives you access to your credit score.

To sum up

The Capital One Quicksilver Cash Rewards Credit Card is well-known for a reason: it's straightforward and low-maintenance yet still performs admirably in terms of cash back. You'll always feel secure knowing you're receiving cash back whenever you swipe because the rewards program is so simple to utilize. best cash back credit card setup

One of the most alluring cards available for regular usage is one with no annual fee, over a year of 0% initial APR on purchases, and a number of other advantages. Even though this card may not have the best sign-up bonuses or the highest cash back rates for particular categories, it is unquestionably one of the most well-rounded cards available and is well worth the space in your pocket. Best Cash Back Card of 2022

Interested and want to find out if you’re approved? You could get a decision in 60 seconds or less. Why wait?

Apply now.

Each month, the CompareCards team reviews over 100 credit card offers examining the features most valuable to consumers including rewards, sign-up bonus, the interest rate, fees and other features to identify the best offers shown here.